Payment-card security
PCI DSS v4.0 — manage cardholder-data compliance
PCI DSS — the Payment Card Industry Data Security Standard — sets the security requirements for any organization that stores, processes or transmits cardholder data. Maintained by the PCI Security Standards Council, the current edition is PCI DSS v4.0 (with v4.0.1 clarifications), which became mandatory in 2024 and phased in its future-dated requirements in March 2025.
HAiCapita helps you implement the requirements and assemble the evidence; the validation outcome — a Report on Compliance (RoC), Self-Assessment Questionnaire (SAQ) and Attestation of Compliance (AoC) — is assessed by a Qualified Security Assessor or completed by you, never issued by software. We get you audit-ready.
The 12 PCI DSS requirements
PCI DSS organizes its controls into 12 core requirements under six goals: build and maintain a secure network (firewalls/network security, no vendor-default passwords); protect account data (protect stored data, encrypt cardholder data in transit); maintain a vulnerability-management program (anti-malware, secure systems and software); implement strong access control (need-to-know access, unique IDs, restrict physical access); regularly monitor and test networks (log and monitor access, test security regularly); and maintain an information-security policy. v4.0 also adds a customized-approach option and stronger authentication and scripting requirements.
How HAiCapita helps
Adopt a control library mapped to the 12 PCI DSS v4.0 requirements and scope it to your cardholder-data environment. Run gap analysis to see exactly where you stand ahead of your assessment. Collect evidence on a schedule and on demand — including screenshots, configuration snapshots and connector pulls — versioned with chain-of-custody and freshness tracking in a tamper-evident (WORM) audit trail, so the evidence behind your RoC or SAQ is current and defensible. An AI copilot helps draft policies and accelerate remediation of failed requirements.
One control set, many mandates
Payment-handling organizations rarely face PCI DSS alone. Author a control once and crosswalk it to ISO/IEC 27001, SOC 2, the CBE Financial Cybersecurity Framework and the Egypt PDPL — so a single encryption, access-control or logging control and its evidence satisfy PCI DSS and every other mandate it maps to, instead of running parallel programs per regulator.
Sovereign for the financial sector
For banks, fintechs and payment processors, data residency and isolation are non-negotiable. Run HAiCapita fully air-gapped on your own infrastructure with no external egress and a locally-verified offline license, or as in-region SaaS — the same platform either way — keeping your PCI scoping, evidence and assessment data inside your jurisdiction.
Frequently asked questions
Does HAiCapita make us PCI DSS certified?
PCI DSS validation isn't a software-issued certificate. HAiCapita gets you audit-ready — a control library mapped to the 12 requirements, gap analysis and assembled evidence. Your compliance is validated through a Report on Compliance (assessed by a Qualified Security Assessor) or a Self-Assessment Questionnaire, with an Attestation of Compliance, depending on your merchant or service-provider level.
Which PCI DSS version does HAiCapita support?
The current standard is PCI DSS v4.0 (with v4.0.1 clarifications), which became mandatory in 2024, with its future-dated requirements taking effect in March 2025. HAiCapita's control library reflects the v4.0 requirement structure, including the customized-approach option.
Can one control satisfy PCI DSS and ISO 27001 at once?
Yes. HAiCapita crosswalks controls across frameworks, so a control such as encryption, access control or logging — and its evidence — can satisfy PCI DSS, ISO 27001, SOC 2 and the CBE framework at the same time, instead of being evidenced separately for each.
Can PCI DSS run inside our network only?
Yes. The full PCI DSS capability runs in the fully air-gapped, on-premise deployment — entirely inside your infrastructure with no external egress and an offline, locally-verified license — suited to the isolation requirements of payment-card environments.